Long-Term Disability Insurance
Your ability to work and earn an income is one of your most valuable assets – and long-term disability insurance helps you protect it.
A long-term disability insurance provides valuable financial security for you and your family if you find yourself unable to work due to unexpected health complications.
Some benefits of long-term disability coverage include:
- Supporting the management of your current expenses (e.g., mortgage payments or grocery bills) and your future financial security (e.g., planning for your children’s education or for retirement)
- Providing extended income protection if you are still unable to work after your short-term disability benefits (e.g., short-term disability insurance, sick leave from your employer, and EI benefits) run out
- Offering the ability to tailor your plan to fit your specific situation – some coverage can last for years, or even until you’re ready for retirement